Klarna

Klarna is the smoothest & safest way to get what you want today and pay over time. No catch.

So, how does Klarna work?

Click on the product you're interested in within the BraZens online store on the product page to see how the financing option works.

Step 1. Add item(s) to your cart

Step 2. Checkout

Step 3. Enter your address

Step 4. Choose Klarna as your preferred payment option

Step 5. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

Spread the cost in 3 interest-free payments. The first payment is made at the point of purchase, with the remaining 2 payments scheduled automatically every 30 days. No fees when you pay on time.

Please note: Klarna is a third party so you will need to register an account with them to make your purchases.

Klarna's BNPL products conduct robust eligibility assessments on each and every purchase, including a soft credit check, which will not affect your credit score. This means they take a real-time view of someone’s financial circumstances so they only lend to those who can comfortably pay us back.

Klarna will make sure you’re informed ahead of time before payment is due. In our Klarna App you’ll have the chance to pay off your balance earlier or, in case you need some extra time, you can extend the due date for free and get 10 additional days to pay. You can extend the due date only once per order.  

Klarnas products are subject to late payment charges. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Should you struggle to pay, if they have a dedicated vulnerable customer team that can help you find a solution that works for you. If you miss a payment, however, they will restrict the use of our services. 

If you have fallen behind on your payments and if after repeated attempts they are still unable to contact you to help you manage your payment plan, they will refer you to a debt collection agency. They only ever use debt collection agencies to continue to help us make contact with customers. They will never sell unpaid debts to debt collection agencies on these products. This means Klarna maintains total control over how the debt is managed. They do not use enforcement agencies or bailiffs and neither do our debt collection agencies.